A.M. Best Company is the oldest and most widely recognized rating agency dedicated to the insurance industry with over 3,500 ratings in approximately 80 countries worldwide.
A.M. Best currently rates more than 300 mutuals, and other types of companies that are not shareholder owned, including fraternal benefit societies, reciprocals, protection and indemnity clubs and not-for-profit insurers.
Unlike other rating agencies that may focus only on mutual insurers of a certain size, A.M. Best provides ratings to mutuals of many different sizes, giving our analytical team a deeper knowledge of the sector.
Our strengths include…
Only international rating agency dedicated to the insurance industry
World’s leading provider of insurer Financial Strength Ratings (FSRs) by company coverage
Foremost rating coverage of the global reinsurance segment
Leading position in international (re)insurance hubs—including comprehensive coverage of Lloyd’s/London market, Bermuda, Zurich, Singapore
Leading rating agency for ART and captives coverage
Key rating agency used by global broker security teams
Data and research covering 16,000 (re)insurance companies worldwide, including mutuals and cooperatives
Largest and most comprehensive insurance database providing unique insights by segment and line of business
Published rating methodology on all key insurance industry segments
Click here for more information about Best’s ratings.
Our rating process involves a comprehensive quantitative and qualitative analysis of a company's balance sheet strength, operating performance and business profile. This includes comparisons to peers and industry standards as well as assessments of operating plans, philosophy and management. A rating by A.M. Best is based on a comprehensive evaluation of an insurance company’s financial strength, operating performance and business profile. A.M. Best also regularly publishes Impairment Studies, which evaluate rating performance over time.
The complete components of A.M. Best’s Credit Rating Methodology (BCRM) can also be viewed here.
Industry research & news
We are also publishers of frequent specialised reports on global insurance industry issues, including sector, company and geographic regional analysis. Extensive global insurance news delivery and resources.