International Cooperative and Mutual Insurance Federation

A.M. Best

Founded in 1899, A.M. Best Company is the oldest and most widely recognized rating agency dedicated to the insurance industry with over 3,500 ratings in approximately 65 countries worldwide.

A.M. Best currently rates more than 300 mutuals, and other types of companies that are not shareholder owned, including fraternal benefit societies, reciprocals, protection and indemnity clubs and not-for-profit insurers.

Unlike other rating agencies that may focus only on mutual insurers of a certain size, A.M. Best provides ratings to mutuals of many different sizes, giving our analytical team a deeper knowledge of the sector.

A. M. Best Europe – Rating Services Ltd., is formally registered as an approved European credit rating agency in accordance with Regulation (EC) No 1060/2009 of the European Parliament.

For more information, on ratings, please refer to www.ambest.com for A.M. Best’s reports on mutual insurers and our ratings methodology:

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Awards

A. M. Best was awarded Rating Agency of the Year at the Reactions London Market Awards 2010 and then Best Global Rating Agency at the Reactions Global Awards, New York 2009, 2010 and 2011.

Read more about our awards and recognition at: http://www.ambest.com/ratings/awards.html