Members Making a Difference, the ICMIF Development case studies report

Cooperative and mutual organisations have been providing insurance to the underserved population for centuries in developing and developed countries. They have played a critical role in addressing a need traditionally ignored by the commercial-based insurance sector. This first publication brings together several short case studies on how members of The International Cooperative and Mutual Insurance Federation (ICMIF) are successfully extending the outreach of insurance to the low-income population.

Not only do these case studies demonstrate the unique benefits of the cooperative and mutual structure at the grassroots level but also show how established members are maintaining their values by supporting the development of microinsurance schemes outside of their market and geographical area.

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• Members Making a Difference: Full publication
• Individual case studies:
  1. CARD Mutual Benefit Association (CARD MBA), Philippines
  2. COLUMNA, Guatemala
  3. Cooperativa Nacional de Seguros, Inc. (COOP-SEGUROS), Dominican Republic
  4. Co-operative Insurance Company (CIC) Kenya
  5. Developpement International Desjardins (DID), Canada
  6. Fédération Nationale de la Mutualité Francaise (FNMF), France
  7. IFFCO-TOKIO General Insurance (ITGI), India
  8. The Latin American Reinsurance Group (LARG)
  9. La Equidad, Colombia
  10. MACIF, France
  11. NTUC INCOME, Singapore
  12. Vimo Self-Employed Women’s Association (VimoSEWA), India
  13. Sanasa Insurance Company, Sri Lanka
  14. Serviperu, Peru
  15. Société de Coopération pour le Développement International (SOCODEVI), Canada
  16. Takaful IKHLAS, Malaysia
  17. Unimed Seguros, Brazil

Contact: Sabbir Patel


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