Board of Directors

Chair: Hilde Vernaillen, Chair of the Management Committee, P&V (Belgium)

Hilde Vernaillen has been working in the financial services industry for more than twenty years and is a committed defender of the mutual/cooperative business model in insurance. She is a regular conference speaker on various subjects of insurance, mutual and cooperative business. 

Hilde was appointed as CEO of P&V Insurance and VIVIUM in 2011 after twenty years in the P&V Group, first in the bank and later on in the insurance companies. 

She is a member of the ICMIF Board and President of AMICE (Association of Mutual Insurers and Insurance Cooperatives in Europe) since June 2013. She is a member of the Board of Directors of Euresa Holding, an European Economic Interest Group for cooperation and collaboration among the European insurance companies belonging to the Social Economy, and President of the Board of Directors of Febecoop which promotes and defends the co-operative model at regional, federal, European and international level. 

Furthermore, she is a member of the Board and the Executive Committee of the Belgian insurance association (Assuralia), and several other organisations in Belgium and other European countries.

Vice-Chair: Brad Hewitt, CEO, Thrivent Financial (USA)

Brad Hewitt has the honour to serve a Fortune 500 fraternal society as the Chief Executive Officer. Thrivent Financial has a mission to help Christians to be wise with money and to inspire generosity. Thrivent Financial is one of the 10 largest mutual insurance companies in the U.S. The organization currently has more than USD 100 billion dollars of assets under management.

Brad joined the organization in 2003. In 2008, he was promoted to Chief Operating Officer (COO). He was named President and CEO in February 2010. He began his career in 1982 with Minnesota Mutual Life in the Actuarial Services, then joined UnitedHealth Group (UHG) in 1986 and served in a variety of roles ending with being CEO of Diversified Pharmaceutical Services when it was sold.

Brad currently serves on the boards of Habitat for Humanity International and the American Council of Life Insurers (ACLI). Brad volunteers as co-chair of the Itasca “Mind the Gap” initiative – a public/private sector Twin Cities leadership group – to reduce the barriers of opportunity and reduce the achievement and income gap in the region.

Brad and his wife Sue live in Medicine Lake, Minnesota, and have two adult children.

Jean-Louis Davet, Chief Executive, Groupe VYV (France)

Jean-Louis Davet is Chief Executive of VYV, the leading French group in health insurance and services. Formed in September 2017, the VYV Group brings together MGEN, Harmonie and ISTYA mutualist groups. VYV is the largest heath insurer in France, covering 10 million people and owning 900 medical and care centres.

Jean-Louis is a Board Member and Vice Chair (for Europe) of ICMIF. He is also member of the Steering Committee of the Insurance Development Forum (IDF). He has been instrumental in major international outcomes of the insurance industry, such as Solvency II and various French social protection policies. He is strongly involved in digitalisation, data strategy and privacy issues in the health and insurance sector, as well as in the development of mutualist models in China.

Jean-Louis started his career as a professor in mathematics at Paris University and as a researcher at CNRS (French National Scientific Research Center). In 1988 he switched to industry as Chief Executive of the French subsidiary of FESTO group, a German company specialized in automation. From 1992 to 2006, Jean-Louis was a strategy consultant working for leading companies in various industries, before specialising in insurance and social protection. In 2006, he joined the executive committee of Mutualité Française (FNMF), the French federation of health mutuals, before joining MGEN in 2008.

He graduated from Ecole Centrale de Paris engineering and business school in 1983, and is a Doctor in Mathematics from Paris 6 University (1987).

Vice-Chair: Ken Ng, Chief Executive, NTUC Income (Singapore)

Ken Ng, 46, was appointed Chief Executive of NTUC Income in 2013. He joined NTUC Income in 2007 as its Chief Actuary and Chief Risk Officer. Prior to assuming the position of Chief Executive, Ken held key positions such as General Manager of Distribution and Life Insurance. He also led in strategy development. 

Before joining NTUC Income, Ken held senior roles in global insurance companies. He was based in the UK, China, Hong Kong and Singapore at different times.

Ken is a graduate of the London School of Economics and holds a Masters of Business Administration degree from Imperial College School of Management, UK. He is a fellow of the Institute of Actuaries, UK.

Vice-Chair: Tom Gitogo, Group CEO, CIC Insurance Group (Kenya)

Tom Gitogo is the Group Chief Executive of CIC Insurance Group. Tom has an MBA in Strategic Management and holds a BSc in Civil Engineering from the University of Nairobi. He is a member of the Institute of Chartered Accountants in England and Wales (ICAEW) as well as ICPAK and ICPSK. 

He has served as the Deputy Chairman of Association of Kenya Insurers (AKI) and the Chairman of its Life Insurance Council. Tom also sits in the Life Insurance Committee of the African Insurance Organisation (AIO) and is also a Member of Institute of Directors of Kenya. Before joining CIC, Tom was the CEO of Pan Africa Insurance Holdings and in 2012 won the coveted CEO of the Year Award in the prestigious COYA awards.

He started his career with Price Waterhouse (Nairobi and London) where he specialized in the audit of Financial Services Companies. Tom left PricewaterhouseCoopers to join British American Insurance in 2001, rising to the position of Group Finance Director before joining Pan Africa Insurance. Tom was recently appointed by the Government to serve as Board member in the Policy Holders Compensation Fund.

He is married and has 2 daughters and a son.

Luis Pierrini, President, Triunfo (Argentina)

Luis Pierrini

Current Positions:
President & CEO of Triunfo Cooperativa Limitada de Seguros | Since 2004
Director at Mendoza Stock Exchange | Since 2011
President of RASA (Argentine Reinsurers INC) | Since 2012
Director at CEM (Council of Businessmen of Mendoza) | Since 2004
Member of AACMS (Argentine Association of Insurance Cooperatives and Mutuals) | Since 2006


Denis Dubois, President and COO, Desjardins sécurité financière (Canada)

Proud of a career of more than 20 years in the Property and Casualty insurance industry. Denis has assumed senior executive roles for the last 13 years. 

Passionate for the development of the business, he is recognized for my business acumen,  capacity to create an engaging environment and his high level of energy.

Rob Wesseling, President and CEO, The Co-operators (Canada)

Rob joined The Co-operators as an Application Architect in 1997 after completing his MSc. Applied Statistics from the University of Guelph. Rob currently holds the roles of Executive Vice-President and COO of P&C Operations and Executive Vice-President and COO of The Sovereign General. 

Rob was appointed COO of The Sovereign General in June 2007 and, in November 2012, he took on the additional role of Executive Vice-President, National P&C Product. Previously, Rob successfully held a number of positions in increasingly senior leadership roles within The Co-operators. These roles covered a breadth of focus areas including product design, pricing and segmentation, technology development, business information, client relationship management and government relations. 

Rob has served on a number of boards in the insurance industry and is actively involved in youth sport on a volunteer basis.

Christoph Lamby, Member of the Board of Management, R+V Versicherung AG (Germany)

Dr. Christoph Lamby began his professional career at Gerling, Cologne, in 1989. From 1997 to 2000 he worked for Gerling Global Re in New York. After joining R+V Re in 2002 he became a Member of the Board of Management of R+V Versicherung AG in 2004, with responsibility for the Reinsurance Business Unit.

Dr. Lamby received his PhD at the Faculty of Economics of the University of Cologne in 1993.


Klaus-Jürgen Heitmann, CEO, HUK-Coburg (Germany)

Pierluigi Stefanini, President, Unipol (Italy)

Hiroshi Nakaseko, President, Zenrosai (Japan)

Mr Hiroshi Nakaseko is President and Chairman of the Board of Directors of Zenrosai (National Federation of Workers and Consumers Insurance Co-operatives). Based on the cooperative principle, Zenrosai provides insurance and mutual help for its members in Japan. It was established in 1957 and has mainly been run by trade union members as a part of the workers’ welfare movement: however, its service expands to all workers and consumers in the community today.

Mr Nakaseko joined Matsushita Electric Industrial Co, now known as Panasonic Corporation, one of the leading electronics companies in Japan. Soon he also started to serve in the trade union and held senior positions in its group unions throughout his career. He joined Zenrosai as Head Director of Osaka prefectural office in 2009, and then became Head Director of the Middle Regional Office in 2011. In 2013, he was elected as President of Zenrosai by the General Assembly. He is a Board member of ICMIF and Japan Joint Committee of Co-operatives (JJC). 

Fumio Yanai, Chair, AOA and President of the Board of Directors, Zenkyoren (Japan)

Mr. Fumio Yanai has been President of Zenkyoren since July 2017. Zenkyoren (National Mutual Insurance Federation of Agricultural Cooperatives) has a business scale of JPY57.7 trillion (USD 514.8 billion) in total assets and JPY 5.9 trillion (USD 53.1 billion) in premium and other insurance income.

Mr. Yanai joined Zenkyoren in April 1979. Since then he has held a number of various position at the organization, including responsibility for the project of integrating Zenkyoren’s 47 prefectural federations with the national federation. Previously, he was General Manager of the Accounting Department, Corporate Administration Department and Human Resources Department. After a period as Senior Managing Director in charge of Corporate Administration, Mr. Yanai was appointed President and is now leading Zenkyoren’s efforts to promote more community-rooted businesses and efficient operations in order to achieve Zenkyoren’s mission to provide a wide range of security to its members/policyholders and support further development of local communities.

At ICMIF, he serves as Chair of the Asia and Oceania Association (AOA), Member of the Executive Committee and Member of the Board of Directors.

He believes in “having courage to change what should be changed, but also having strength to preserve what cannot be changed”, to fulfil cooperative responsibilities in these changing business environments.

Chris Black, Chief Executive, FMG (New Zealand)

In both his personal and professional life, FMG’s Chief Executive Chris Black treats risk as a necessary and positive ingredient for achievement. Given the importance of the agricultural sector to NZ Inc., he feels the role FMG plays in providing advice to help rurally minded people and businesses in New Zealand take risks in order to grow and fulfil their aspirations is very important.

Chris joined FMG in 2008 and is driven by its philosophy to give rural New Zealand a better deal. As an Otago University and Victoria University graduate, Chris held many varied and senior roles within the finance and banking sectors, including time with international firms such as Citibank, SG Warburg and NAB, before joining FMG.

At an industry level, Chris is currently Vice President of the Insurance Council of NZ (ICNZ) and is on the ANZIIF NZ Members Advisory Board and also the Board of ICMIF.

Aris Alip, President, CARD MRI (The Philippines)

Dr. Jaime Aristotle Alip is the Founder and Managing Director of the Center for Agriculture and Rural Development Mutually Reinforcing Institutions (CARD MRI), the Ramon Magsaysay Awardee for Public Service in 2008. Started in 1986, CARD MRI is a group of mutually reinforcing institutions serving 2.8 million poor families. Its microinsurance arm, CARD Mutual Benefit Association (CARD MBA), insures more than 11.2 million individuals representing 20% of all insured Filipinos. In addition, Dr Alip brought to other Southeast Asian countries CARD’s model of poverty eradication by establishing its presence in Vietnam, Cambodia, Laos, and Indonesia.

Dr Alip was awarded the Order of Friendship Award for his more than two decades of work in Vietnam in the field poverty eradication. He also received the Social Entrepreneur of the Year 2006. He served for six years as member of the International Board of Directors of Oikocredit from 2008 to 2014, and is currently the Chairman of the ICMIF Development Board Committee.

Dr. Alip is an alumnus of the Harvard Business School, having completed the three-year Owner/President Management (OPM) Program in 2007 and was given the Excellence Award on Strategy. He obtained his doctorate degree in Organization Development from the Southeast Asia Interdisciplinary Development Institute (SAIDI), Philippines, in 2002.

Juan A. Lugo Meléndez, Executive President, Cooperativa de Seguros Múltiples (Puerto Rico)

Current Executive President of Cooperativa de Seguros Múltiples, Juan’s professional career has been closely bound to this cooperative insurer for over 40 years ago.

He holds a bachelor’s degree in Business Administration with a major in accounting from the University of Puerto Rico Río Piedras Campus. Subsequently, he also obtained a Master’s degree in Business Administration, with a major in finance and marketing from Inter American University of Puerto Rico.

Juan began his career as accountant and comptroller at the Cooperativa de Seguros Múltiples in 1971, fulfilling tasks related to the analysis of financial statements, reinsurance, and production of yearly financial status reports. He was also in charge of preparing the statutory Annual Statement for the Office of the Commissioner of Insurance of Puerto Rico. Subsequently, in response to the company’s sustained growth, he went on to become Vice President of Finance, a position which he occupied until his retirement in 2001. However, he continued serving as a consultant to the cooperative’s president from 2001 to 2009 in areas related to finance and investment, and in the management of the Contemporary Art Collection for the organisation. From 2009 to 2017, the experienced executive re-joined the Cooperativa de Seguros Múltiples management team as a consultant in finance, investment, and reinsurance, in addition to sitting on several advisory committees and boards of trustees. On 1 September 2017, Lugo began working as Executive Vice President and held that position until being officially appointed Executive President early in January 2018.

Lugo is married to Mizraím Cortés and they have five children.

Kibong Seo, President & CEO, NongHyup Life (Republic of Korea)

Since joining the Nonghyup Financial Group in 1986, Mr. SEO has devoted his life to implementing cooperative spirit for more than 30 years. He has emphasized communication with customers through work experiences in various parts of Nonghyup Financial Group. After taking over as CEO of NongHyup Life in January 2017, he has developed specialized products for farmers and is working to differentiate as a cooperative insurer. Especially, he has been successful in launching mobile platform “All-one Bank” that offers various kinds of life financial services such as remittance, billing, travel insurance, and loans etc. all-in-one-application. He is especially interested in the impact of 4th industry revolution and Fin-tech development on the finance and insurance industry.

NongHyup Life is the biggest cooperative-based insurance company in Korea.

Izak Smit, CEO, PPS (South Africa)

Jens Henrikson, President and CEO, Folksam (Sweden)

Jens Henriksson has an extensive experience from financial markets, public finances, private companies and international economic affairs, gained during his years as an advisor and policy maker in government, international agencies and policy organs, and president and CEO in private companies. Since September 2013, he has been the President and CEO of Folksam, Sweden’s largest insurance company, active both in life and non-life. Folksam has yearly premiums of around SEK 35 billion (USD 4 billion), and SEK 300 billion (USD 35 billion) in assets under management. Every second Swede has an insurance policy with Folksam.

Before joining Folksam he was a Senior Vice President with NASDAQ OMX, the world’s largest exchange company, and the President of the Swedish Stock Exchange, NASDAQ OMX Stockholm. From 1994 to 2006, Jens was with the Swedish Ministry of Finance where he served as State Secretary from 2002 to 2006. At the Ministry, he was responsible for economic development, structural reforms, international financial affairs, Ecofin-related issues, public finances, public procurement, government real estate, and statistics issues. He worked closely with Sweden’s Riksbank and the financial markets and was responsible for IMF, World Bank, NIB, EIB, CEB, EBRD, and Paris Club matters. 

From 2008 to 2010, Jens was Executive Director at IMF in Washington, D.C., responsible for the Nordic and Baltic region, and worked with the Latvian and Icelandic IMF programs. He has also been a long-time member of the EU Economic and Financial Committee (EFC) and participated in WP3 in OECD, discussing economic policy with G7.


Mark Summerfield, Managing Director, The Co-operative Insurance (UK)

Lindsay Sinclair, Group Chief Executive, NFU Mutual (UK)

Lindsay Sinclair was appointed Group Chief Executive of NFU Mutual Insurance Society Ltd on 1 November 2008. Prior to joining NFU Mutual he was CEO of ING Direct (UK) and over a period of 25 years Lindsay has also run retail businesses around the world for Barclays, ING and Standard Chartered (including bancassurance together with AIA across South East Asia). 

In addition to being an ICMIF Board Member, Lindsay sits on the General Insurance Committee of the Association of British Insurers (ABI).