BEGIN:VCALENDAR
VERSION:2.0
PRODID:-//ICMIF Americas Conference//EN
CALSCALE:GREGORIAN
BEGIN:VEVENT
UID:2025-08-27_13:00@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250827T130000
DTEND;TZID=America/Costa_Rica:20250827T133000
SUMMARY:Official opening of the Conference
DESCRIPTION:
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-27_13:30@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250827T133000
DTEND;TZID=America/Costa_Rica:20250827T140000
SUMMARY:Keynote presentation: Corporate governance: From good practices to responsible business conduct in the insurance sector
DESCRIPTION:
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-27_14:00@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250827T140000
DTEND;TZID=America/Costa_Rica:20250827T150000
SUMMARY:Do cooperative and mutual boards demonstrate effective governance?
DESCRIPTION:Boards are responsible for monitoring corporate performance and the successful execution of the company strategy. Part of their monitoring role is related to risk oversight. In recent years, heightened compliance requirements and new governance standards have triggered a wave of changes in risk oversight practices.Are mutual and cooperative boards effectively helping to navigate the turbulent environment?
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-27_15:30@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250827T153000
DTEND;TZID=America/Costa_Rica:20250827T160000
SUMMARY:Keynote presentation: Key trends shaping the future of ICMIF members across the globe
DESCRIPTION:ICMIF’s new CEO Liz Green will present an overview on the key trends that are impacting ICMIF members globally and could potentially shape the future of mutual/cooperative model across the Americas. She will cover trends such AI and emerging technologies, customer experience, people-first strategies, sustainability, and long-term opportunities for growth. The presentation will highlight how mutual/cooperative insurers are uniquely positioned to build more resilient communities and create lasting, sustainable impact in a rapidly changing market.During the International Year of Cooperatives, Liz will also share her priorities as ICMIF CEO and what the Federation is doing to ensure its member organisations across the world are effectively collaborating across borders and acting as a collective force towards a resilient and thriving future.
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-27_16:00@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250827T160000
DTEND;TZID=America/Costa_Rica:20250827T162000
SUMMARY:Keynote presentation: Forecasting the urban landscape of 2050
DESCRIPTION:
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-27_16:20@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250827T162000
DTEND;TZID=America/Costa_Rica:20250827T164000
SUMMARY:Keynote presentation: Quantifying climate risks to build resilient societies (case study)
DESCRIPTION:
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-27_16:40@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250827T164000
DTEND;TZID=America/Costa_Rica:20250827T174500
SUMMARY:Innovating for tomorrow: Climate risk, urban future and the insurance sector
DESCRIPTION:Amid accelerating climate challenges and the reshaping of urban environments, insurers and reinsurers stand at a defining moment to lead in building a more resilient and sustainable future. By embracing innovation, data-driven insights and strategic collaboration, the industry has an opportunity to redefine risk, create new opportunities for growth and actively shape the cities of tomorrow.
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-27_18:00@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250827T180000
DTEND;TZID=America/Costa_Rica:20250827T220000
SUMMARY:Welcome Reception
DESCRIPTION:
LOCATION:Porte Cochere, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-28_07:30@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250828T073000
DTEND;TZID=America/Costa_Rica:20250828T083000
SUMMARY:Young Leaders breakfast with CEOs
DESCRIPTION:
LOCATION:Salón Hacienda Belén, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-28_09:00@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250828T090000
DTEND;TZID=America/Costa_Rica:20250828T093000
SUMMARY:Compliance strategy
DESCRIPTION:
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-28_09:30@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250828T093000
DTEND;TZID=America/Costa_Rica:20250828T104500
SUMMARY:What do policyholders want, and what are the key obstacles to aligning insurance offerings with their demands?
DESCRIPTION:The panel will discuss topics including the identification of policyholders' needs and expectations, how to match needs to outcomes, and how to consider obstacles to offering products that meet policyholders' expectations (if they exist, what are they?).
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-28_11:15@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250828T111500
DTEND;TZID=America/Costa_Rica:20250828T114500
SUMMARY:Equidad: A re-birth
DESCRIPTION:Seguros Equidad, an insurer with over 55 years of experience in the Colombian market, faced significant financial strain following the 2013 regulatory changes—a situation further worsened by the COVID-19 crisis in 2020, which brought the company to the brink of collapse. Today, the company is experiencing a resurgence, supported by reinsurers and a dedicated team whose efforts not only stabilized its operations but also positioned it as a strong, forward-looking insurer and a pioneer in digital insurance products.
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-28_11:45@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250828T114500
DTEND;TZID=America/Costa_Rica:20250828T120000
SUMMARY:The capital conundrum in mutuals and cooperatives
DESCRIPTION:
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-28_12:00@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250828T120000
DTEND;TZID=America/Costa_Rica:20250828T123000
SUMMARY:Incident response: Challenges and solutions considerations for executives
DESCRIPTION:This session will focus on three major categories of risk arising from incident response (IR) and IR claims that attendees should be aware of. Presented in a systematic method, Eder Ribeiro will address a multitude of risks, what executives must know about them, and what actions they should consider. The session will cover topics ranging from ransomware, phishing and generative artificial intelligence (Gen AI) risks. It will also cover insights on these various risks and actionable considerations leaders can take to mitigate their exposure or enhance their response abilities.
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-28_14:00@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250828T140000
DTEND;TZID=America/Costa_Rica:20250828T143000
SUMMARY:Artificial intelligence: opportunities, risks and governance
DESCRIPTION:
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-28_14:30@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250828T143000
DTEND;TZID=America/Costa_Rica:20250828T153000
SUMMARY:Addressing the implications and challenges of AI/digital innovation in insurance
DESCRIPTION:The swift rise of technological and digital innovation in the financial sector (‘FinTech’) will have far-reaching effects on the insurance sector. FinTech presents significant opportunities for financial inclusion and policyholder value, but also poses operational and conduct risks. The current surge in alternative data sources and advanced data analytics has a particular impact and the potential to disrupt the insurance market.
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-28_16:00@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250828T160000
DTEND;TZID=America/Costa_Rica:20250828T173000
SUMMARY:Annual General Meeting
DESCRIPTION:
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-29_09:00@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250829T090000
DTEND;TZID=America/Costa_Rica:20250829T093000
SUMMARY:Cooperatives as catalysts for sustainable innovation
DESCRIPTION:In a global scenario marked by increasingly complex social, environmental, and economic challenges, cooperativism is positioned as a solid and effective tool for generating resilient, inclusive, and sustainable business models. In this International Year of Cooperatives, it is essential to recognize and promote the social and economic value that these organisations bring to our communities, as well as their ability to transform realities through cooperation and social innovation.
The role of cooperativism in creating a more sustainable and inclusive world becomes even more relevant at a time when social and environmental transformation is essential.
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-29_09:30@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250829T093000
DTEND;TZID=America/Costa_Rica:20250829T110000
SUMMARY:Sustainability through cooperation: alliances and partnerships to maximise impact
DESCRIPTION:Achieving sustainability at scale requires more than individual effort—it demands collective action. By joining forces cooperative and mutual businesses, communities, and civil society can pool resources, share knowledge, and amplify their efforts. The session will show that fostering strategic partnerships is not just beneficial – it is essential for scaling solutions, accelerating innovation and ensuring that sustainability goals are inclusive and achievable.
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-29_11:30@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250829T113000
DTEND;TZID=America/Costa_Rica:20250829T123000
SUMMARY:Opening up and diversifying an insurance market: challenges and opportunities
DESCRIPTION:On December 9th, 2024, Brazil enacted a new Insurance Law legalizing the operations of mutual societies and regulating the operations of insurance cooperatives. The new legislation, which will come into effect at the end of 2025, grants insurance cooperatives greater operational freedom, setting the stage for a more dynamic and inclusive market. As cooperatives expand their services, consumers will gain access to more affordable and diverse insurance options, including more personalized and locally adapted solutions that better serve policyholders’ needs.
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-29_12:30@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250829T123000
DTEND;TZID=America/Costa_Rica:20250829T130000
SUMMARY:The vision of young leaders
DESCRIPTION:
LOCATION:Salón Juan Vásquez de Coronado, The Costa Rica Marriott Hotel Hacienda Belen, San José, Costa Rica
END:VEVENT
BEGIN:VEVENT
UID:2025-08-29_16:00@icmif.org-EN
DTSTART;TZID=America/Costa_Rica:20250829T160000
DTEND;TZID=America/Costa_Rica:20250829T220000
SUMMARY:Gala Dinner
DESCRIPTION:
LOCATION:External, Fogo Rodizio
END:VEVENT
END:VCALENDAR