Blog articles

Read inspirational blog articles from the mutual and cooperative sector.

The CEO’s role in reimagining insurance for the next decade

As the insurance sector faces rapid change, the role of the CEO has never been more critical. In this thought-provoking guest blog, Geoff Henderson, CEO, Unimutual (Australia), reflects on how leaders must navigate disruption while reimagining what insurance can deliver over the next decade. Drawing on his own experience leading a member-owned mutual dedicated to […]

Insurance’s evolving role in climate resilience: perspectives for mutual and cooperative insurers from COP30

Climate change is no longer a distant or abstract threat; it is a pressing reality reshaping risks across all sectors, regions, and communities worldwide. At COP30 in Belém (Brazil), the report Resilience Now[1], co-presented by Marsh McLennan and the Inter-American Development Bank highlighted the staggering scale of climate-related damages: in Latin America and the Caribbean […]

A personal journey of cooperation, insurance, and impact

So, this is how ICMIF changed my life — and, I believe, the lives of many others across Latin America and the Caribbean. As a young broker working with Cooperativa de Seguros Múltiples in Puerto Rico, the then CEO, Edwin Quiñones, invited me to help fledgling cooperative insurance companies in Latin America and the Caribbean […]

FEDERALE Assurance-Verzekering: A journey of transformation and commitment

In this blog, Tom de Troch, Chief Executive Officer of FEDERALE Assurance-Verzekering (Belgium), shares insights into the organisation’s recent transformation and its renewed commitment to serving members in a rapidly evolving market. He outlines how restructuring into a single mutual entity is strengthening transparency, efficiency, and solvency, while supporting long-term growth, innovation, and an enhanced customer experience. […]

Building trust through governance

In this conversation between Catherine Hock, Senior Vice President, International Relations, ICMIF, and Stéphane Tisserand, Secretary General, MAIF Group (France), Stéphane shares insights from his career and current role at MAIF Group, a major French mutual insurance company. The discussion covers his journey from adviser in government and European institutions to joining MAIF Group, where […]

In a world moving backward, cooperatives move us forward

This guest blog was written by Hilde Vernaillen, CEO of P&V Group (Belgium), and is shared here with her kind permission. In this thoughtful reflection, she highlights the vital role of cooperatives in building fairer, more resilient societies. While her focus is on the cooperative movement in this piece, her insights and convictions apply equally […]

ROOTS in Mutuality

Sam Vadera, Marketing Strategist at Trillium Mutual (Canada), argues that mutuality is more than a governance model—it’s a strategic advantage in an era of uncertainty. As businesses grapple with shifting economic and social landscapes, Sam highlights how mutuals, rooted in shared purpose and collective resilience, offer a blueprint for sustainable growth. By prioritising member value […]

Leveraging the key principles of mutual differentiation in a dynamic market

In this blog, Jonathan Zhao, Global Insurance Leader of ICMIF Supporting Member EY, and Ben Telfer, Chief Membership Officer, ICMIF, discuss how mutual and cooperative insurers can strengthen their differentiation and drive purposeful growth in a rapidly changing insurance landscape. The blog draws on insights from the 2024 EY Global Mutual Insurance Market Scan, developed […]

Mutual Growth Study Tour 2025: Lessons for a thriving mutual sector

ICMIF member the Business Council of Co-operatives and Mutuals (BCCM) 2025 Mutual Growth Study Tour took Australian sector leaders to the UK and Europe from 31 August to 6 September 2025. Across London, Paris, Frankfurt and Rome, the tour examined how mutuals and co-operatives are innovating for growth, navigating regulation and staying true to member […]

Amid global uncertainty, what role can EMD play in insurance portfolios?

In recent years, emerging market debt (EMD) has become a fixture in insurance general account portfolios, with investors drawn in by the possibility of a range of potential benefits amid ongoing global uncertainty. However, as ever with insurers, it is not a case of one-size-fits-all. In this blog, James Hayes, Head of Insurance Client Team […]

Scroll to Top