AM Best

AM Best Company is the world’s oldest credit rating agency specialising in the insurance industry and insurance-linked securities. Best’s Credit Ratings are an essential tool for assessing an insurer’s financial strength, creditworthiness and ability to honour obligations to policyholders worldwide.

AM Best currently rates more than 300 mutuals, and other types of companies that are not shareholder owned, including fraternal benefit societies, reciprocals, protection and indemnity clubs and not-for-profit insurers.

Unlike other rating agencies that may focus only on mutual insurers of a certain size, AM Best provides ratings to mutuals of many different sizes, giving our analytical team a deeper knowledge of the sector.

Our strengths include…

  • Only international rating agency dedicated to the insurance industry
  • World’s leading provider of insurer Financial Strength Ratings (FSRs) by company coverage, publishing over 3,600 ratings in more than 95 countries
  • Foremost rating coverage of the global reinsurance segment
  • Leading position in international (re)insurance hubs—including comprehensive coverage of Lloyd’s/London market, Bermuda, Zurich, Singapore
  • Leading rating agency for ART and captives coverage
  • Key rating agency used by global broker security teams
  • Data and research covering 16,000 (re)insurance companies worldwide, including mutuals and cooperatives
  • Largest and most comprehensive insurance database providing unique insights by segment and line of business
  • Published rating methodology on all key insurance industry segments

Click here for more information about Best’s ratings.

Our rating process involves a comprehensive quantitative and qualitative analysis of a company’s balance sheet strength, operating performance and business profile. This includes comparisons to peers and industry standards as well as assessments of operating plans, philosophy and management. A rating by AM Best is based on a comprehensive evaluation of an insurance company’s financial strength, operating performance and business profile. AM Best also regularly publishes Impairment Studies, which evaluate rating performance over time.

The complete components of AM Best’s Credit Rating Methodology (BCRM) can also be viewed here.

Industry research & news

We are also publishers of frequent specialised reports on global insurance industry issues, including sector, company and geographic regional analysis. Extensive global insurance news delivery and resources.

Register for new episodes of AM Best TV here.

Specific event episodes of AM Best TV can be accessed using the following links:

Or watch our analytics series, industry conferences, interviews and all episodes here.

Follow us on Twitter and LinkedIn at:

Follow AM Best on LinkedIn here.

Awards and recognitions

  • Winner of 20 international “Best Rating Agency” accolades from 2009 to 2020
Read more about our awards and recognition here.

Contact a member of the team 

  • Europe: William Mills  Director, Market Development 
  • Middle East:Vasilis Katsipis  General Manager, Market Development 
  • Africa: Edem Kuenyehia  Director, Market Development 
  • Asia Pacific:Jillian Toh  Senior Market Development Analyst – Market Development 
  • North America:Mary Marzano  Director, Industry Relations 
  • Latin America:Midori Honda  Manager, Market Development 

Related content

Scroll to Top