Insurance and reinsurance wordings in a post-pandemic world

The COVID-19 pandemic will not just impact upon the insurance and reinsurance industry in terms of claims and the future products that are offered; the economic impact of the pandemic will create a more litigious environment for the industry. At such times, it is essential that policy wordings accurately reflect the insurance product that is sold and the reinsurance protection that is purchased. Clive O’Connell, a lawyer with almost 40 years’ experience in reinsurance and insurance disputes and drafting of wordings, offers some ideas and thoughts about how best to ensure that the wordings that you agree to do what they are intended to do and minimise the risk of expensive and unnecessary disputes. Reinsurance underwriter Andrew McGuinness of ICMIF Supporting Member Peak Re also adds comments from the underwriting perspective.


  • Clive O’Connell, Head of Insurance and Reinsurance, McCarthy Denning (UK)
  • Andrew McGuinness, Senior Vice-President, Underwriting, Peak Re (Hong Kong)

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