All 23 regional insurance companies of the Länsförsäkringar Alliance each have a natural-catastrophe coordinator who focuses on spreading know-how and preventing natural catastrophes. Activities to prevent natural catastrophes include analysing the external environment and following scientific and technological developments. There are many reasons for higher claims costs caused by natural catastrophes: the rising trend of more extreme weather situations and the effects of urban planning with new developments in vulnerable areas. Dialogue on climate change and development planning is conducted with decision-makers in society. Länsförsäkringar informs its customers how they can protect themselves, their families and their properties from natural catastrophes, such as hurricanes, thunderstorms, floods, heat waves, drought and heavy snowfall, and reduce the risk of starting a forest fire.
Construction techniques for high-risk zones
The Länsförsäkringar Alliance raises awareness of construction techniques for new-builds in risk zones close to water that are affected by climate change and rising sea levels.
Claims prevention activities
Households are taught about how to conduct a fire drill and how simple fires in the home can be prevented and extinguished. Additionally, the Länsförsäkringar Alliance implements a programme that pays for more extensive chimney-sweeping to prevent fires.
Circular claims adjustment
The Länsförsäkring Alliance works on circular claims adjustment to increase the reuse, repair and recycling of home electronics.