In the area of policy underwriting and policy documents 

To help its customers prevent disaster risks, UIC conveys relevant information on its policy jackets relating to risk reduction and safety. A pre- and post-risk underwriting survey is also administered, accompanied with recommendations. Additionally, policy wording and clauses are used to enforce the need to have certain risk reduction measures in place. 

Incentives and discounts 

Incentives in the form of discounts and premium reductions are provided for clients who have risk reduction measures in place such as fire extinguishing appliances, sprinklers, security cameras and alarms.