Co-operative Insurance Companies selects Betterview Remote Property Intelligence Platform to reduce loss control expenses

19 January 2022

Aerial view of new construction cul-de-sac dead-end street with

This week it was announced that ICMIF member Co-operative Insurance Companies (Co-operative), based in the USA, has selected Betterview’s Remote Property Intelligence Platform to help reduce expenses associated with loss control.

Co-operative Insurance, a mutual insurer underwriting homes, farms, and commercial properties in Vermont and New Hampshire since 1915, has long relied on an internal loss control department for underwriting risk assessments which ultimately help the company identify the best risks to write. Betterview is an InsurTech provider of actionable property intelligence to property and casualty (P&C) insurance companies.

“As such a small company, having a dedicated loss control team has always been sort of a luxury,” said Lee Dowgiewicz, President of Co-operative. “This team inspects thousands of properties to gauge risk level prior to writing a policy or before renewal. Betterview has given us a tool that will streamline this process, allowing us to be more choosey about where we send inspectors, cutting down our expenses.”

Betterview’s Remote Property Intelligence Platform, including the integrated PropertyInsight tool and Roof Spotlight Index, leverages aerial imagery, proprietary machine learning (ML) algorithms, and third-party partner data to give property and casualty (P&C) insurers, like Co-operative, a better understanding of risk at every stage of the policy lifecycle. All of these insights are housed in a single, intuitive environment that transforms data into direct underwriting actions for risk selection as related to new business.

“Our platform allows insurers to understand risk and take action before even setting foot on a property,” said David Tobias, co-founder and chief of operations for Betterview. “Co-operative can be more selective going forward about which policies are approved, and which properties they send a physical inspection team to assess. By integrating our platform into their underwriting and loss control workflows, insurers, like Co-operative, can improve combined ratios, predict future losses, and build a more positive, transparent customer experience.”


For member-only strategic content on the cooperative/mutual insurance sector, ICMIF members have exclusive access to a range of online resources through the ICMIF Knowledge Hub.

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