Zero to Hero – How Länsförsäkringar became the largest cyber insurance underwriter in northern Europe

Cyber insurance has long been identified as a key customer need in northern Europe. In a region with the highest internet usage and connectivity rates in the world, cyber vulnerabilities are a leading concern among business owners. ICMIF member Länsförsäkringar was the first insurer to include cyber and data protection insurance as standard across large portions of their Swedish SME portfolio. Since the product launch in September 2018, they have become the largest cyber insurance underwriter in northern Europe. Hear from Länsförsäkringar’s Maria Munkby, Head of Liability and Cyber, on how her team of underwriters, reinsurers and service providers who implemented this strategy overcame the challenges they faced and how they kept mutual values at the heart of their thinking.


  • Maria Munkby, Head of Liability and Cyber, Lansforsakringar Sak
  • Sam Broomer, EVP, Berkley Re
  • Tom Spier, Commercial Director, CyberScout

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