Multi hazard

A group of people work in a lush green field under a cloudy sky, with one smiling person in the foreground holding a basket and a colorful kite flying in the background; mountains and palm trees are visible.

SANASA (Sri Lanka)

Communicating weather data  To help its customers prevent disaster risks, SANASA communicates weather data to help policyholders forecast the weather.   Awareness programmes for low-income policyholders  SANASA’s awareness raising efforts offer low-income earners knowledge about insurance as a mechanism for reducing risk through risk transfer. These awareness programmes will help to explain the importance of insurance to policyholders and […]

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A small, yellow and white autonomous shuttle labeled “RAC Intellibus” drives along a road near a park with palm trees, with a city skyline and water in the background on a sunny day.

Royal Automobile Club of Western Australia (RAC) (Australia)

Less Emissions Mission RAC’s Less Emissions Mission is a rewards programme designed to incentivise customers to drive lower emission vehicles, including up to 25% off automobile insurance, 0.5% lower interest rate for car loans, free upgrades on roadside assistance, and a 10% discount on labour at RAC Auto Services.  Risky Roads campaign RAC’s Risky Roads survey asks road users

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A group of people wearing high-visibility vests with the words WHO WOULD FILL YOUR BOOTS? printed on the back, walking together outdoors near industrial equipment.

NFU Mutual Insurance (UK)

The Farm Safety Foundation  The Farm Safety Foundation was established by NFU Mutual in 2014 to raise awareness of farm safety among the next generation of farmers aged 16- 40. The Foundation set out to reduce the number of life changing and life ending accidents that had continued to give farming the poorest safety record of any

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Two men stand indoors near machinery; one wears a black jacket and plaid shirt, the other wears overalls with an Arla logo. They appear to be discussing or inspecting something together. Brick wall and cables are in the background.

LocalTapiola (Finland)

Water damage prevention programme  LocalTapiola has a vision to reduce water damage claim payouts by 50% by the year 2025. They have learned that the easiest way of starting to prevent water damage was to pinpoint focus into single family homes and invest in technology. The concept is to offer the a Sense Guard kit to family homes free of charge with valid

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A woman reads and sings to a group of young children seated on the floor in a colorful play area inside a shopping mall, with books and playful decorations visible around them.

Kokumin Kyosai Co-op (Japan)

The “Enjoy TASUKEAI” campaign   Social capital, meaning the institutions and norms in social relationships that shape the quality and quantity of social interactions1, has proven an important characteristic in helping communities in all phases of disaster management.  In this regard, Kokumin Kyosai Co-op initiated an advocacy campaign to encourage people to recognise the necessity of mutual help in society.

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An older couple, smiling and wearing colorful rain jackets, stands arm in arm outside a red wooden house with white trim and windows. A wooden bench sits nearby.

Folksam (Sweden)

Net-Zero Asset Owner Alliance The Folksam Group is one of six initiators of the UN-convened Net-Zero Asset Owner Alliance, an international group of more than 30 institutional investors with the goal of having net-zero greenhouse gas emissions in investment portfolios by 2050. Through its work in the Alliance, Folksam steadily promotes the achievement of net-zero

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Aerial view of a large area affected by a fire, with charred debris and destroyed buildings surrounded by tin-roofed structures. Fire trucks and people are gathered on the street in front of the damage.

EMC Insurance (USA)

Loss Control management and online services EMC Insurance maintains a loss control website and a network of professionals to share information with policyholders and provide services to help prevent losses from occurring. The company offers engineering, environmental health, injury management and online services to EMC policyholders to help them improve safety in the workplace. Services include on-site industrial hygiene

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A group of women wearing face masks sit closely together in a brightly lit room, attentively listening. Some are holding phones or notebooks, and information posters are visible on the walls behind them.

CARD MBA (The Philippines)

Risk reduction exemptions  Risk-reduction exemptions are intended to highlight dangers and help protect lives. CARD MBA life insurance exemptions include death caused by an accident while drink-driving or driving without a licence.   Credit with Education Programme CARD MRI’s Credit with Education Programme supports members with a budget of USD 2.1 million under a range of themes, including a risk reduction

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