Italian mutual insurer and ICMIF member Reale Group has reported the strongest financial results in its history for 2025, while returning a record level of value to its member-policyholders thanks to its mutual model.

The group announced consolidated profits of EUR 320.5 million for 2025, an increase of 45.5% compared to the previous year. Total premiums rose to EUR 6.6 billion, up 4.7%, while the group’s solvency ratio reached 338.1%, underlining its strong capital position and long-term resilience.

Alongside these financial results, Reale Group confirmed that it will return an additional EUR 30 million to more than 650,000 member-policyholders through its “Mutuality Benefits” programme. Combined with EUR 10.7 million already approved in late 2025, the total value redistributed to members now stands at almost EUR 41 million, the highest level in the organisation’s history.

Luca Filippone, General Manager of Reale Group, said the organisation was especially proud that its financial success allowed it to “give back part of the profits” to members. He described the redistribution as a record amount in the history of the mutual and said the approach reflects the group’s purpose and strategic plan, which are centred on “putting people first”.

The organisation also linked its performance to the principles of mutuality that underpin the group saying mutuality guides the actions of its companies and shapes its mission, values, transparency, ethics and reliability. The group’s “Together More” philosophy is described as a modern expression of mutuality and collective value creation.

In addition to its financial and member-focused achievements, Reale Group highlighted progress on sustainability, including accelerated plans to reduce the emissions intensity of its investment portfolio by 40% by 2029 as part of its commitment to future generations.